ZIP 40847 Property Distress & Foreclosure Data
DLRadar grades ZIP 40847 (Harlan County, Kentucky) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (92/100), flood (NFIP) exposure (69/100), climate & FEMA risk (61/100). The latent-versus-live split is 51/100 structural and 0/100 already moving. Property-level stress concentrates in institutional ownership (65/100), structural risk (51/100).
The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.
About 97 people live here, median age 40. The vacancy rate is 0.0%. Around 100% of renters are cost-burdened. On demographic stress specifically, 40847 scores 60/100. Roughly 70.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 72% owner-occupied to 28% rented. About 0% have a four-year degree. Households earn a median $2,499 — below the roughly $78,000 national figure. The ZIP holds roughly 41 housing units.
Net-net, 40847 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 40847
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Harlan County
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Deterministic. Every signal traces to a public dataset · methodology