ZIP 40847 Foreclosure, Tax-Lien & Distress Report
Harlan County, Kentucky · High Poverty market
ZIP 40847's composite property-distress score is 24/100 - DLRadar classes that as low for Harlan County, Kentucky. Climate and flood risk are elevated too — FEMA disaster exposure (92/100), flood (NFIP) exposure (70/100), climate & FEMA risk (61/100). Structurally it carries 51/100, against 0/100 of stress already in motion. The sharpest non-environmental signals are institutional ownership (65/100), structural risk (51/100).
The expansion-phase market in 40847 posted values that rose 5.3% over the year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 97 people live here, median age 40. Vacancy runs 0.0%. Around 100% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 72/100. 70.1% of residents fall below the poverty threshold. 72% of housing is owner-occupied. About 0% have a four-year degree. Median household income is $2,499, below the U.S. median near $78,000. The ZIP holds roughly 41 housing units.
On the whole, 40847 leans distressed, with opportunity clustered in specific stressed parcels. 40847 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 40847 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40847 can be compared directly against any other ZIP in Harlan County, Kentucky or nationwide. The score is rebuilt from public data as it updates, so 40847 reflects the current record instead of a stale or modeled snapshot.
40847's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 40847 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 40847’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 40847 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 40847, drawn from the same report attached to each property.
Other Harlan County ZIP codes
Nearest ZIP codes to 40847
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Harlan County, Kentucky
Additional distress intelligence spanning Harlan County, Kentucky by ZIP, county and state.
The complete 40847 distress and acquisition report
See who owns each distressed property in 40847, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology