ZIP 40820 Property Distress & Foreclosure Data
Composite property distress in 40820 (Harlan County, Kentucky) lands at 24/100 — low on DLRadar's public-record scoring. Structural risk reads 51/100 against active distress of 0/100. The sharpest non-environmental signals are institutional ownership (65/100), structural risk (51/100). It additionally carries heavy environmental risk: FEMA disaster exposure (92/100), flood (NFIP) exposure (69/100), climate & FEMA risk (61/100).
The market reads peak — home values rose 4.7% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 55 people live here, median age 68. Vacancy runs 64.4%, above the national norm and a classic distress-and-opportunity signal. About 0% have a four-year degree. There are about 121 housing units across 40820. Roughly 54.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 100% owner-occupied to 0% rented. On demographic stress specifically, 40820 scores 36/100. Households earn a median $18,200 — below the roughly $78,000 national figure.
Net-net, 40820 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 40820
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Harlan County
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Deterministic. Every signal traces to a public dataset · methodology