ZIP 40824 Property Distress & Foreclosure Data

DLRadar grades ZIP 40824 (Harlan County, Kentucky) at a low 24/100 for overall property distress. Structural risk reads 51/100 against active distress of 8/100. Property-level stress concentrates in institutional ownership (65/100), structural risk (51/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100). Environmental exposure also runs high (FEMA disaster exposure (92/100), flood (NFIP) exposure (69/100), climate & FEMA risk (61/100)).

The peak-phase market in 40824 posted values that rose 4.7% over the year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 720 with a median age of 22. The typical home is worth about $46,600 (1.2× income, relatively affordable). There are about 335 housing units across 40824. Rent burden reaches 43% of tenant households. 52% of housing is owner-occupied. The poverty rate is 28.6% — high, a tax-stress and distress correlate. Vacancy runs 26.9%, above the national norm and a classic distress-and-opportunity signal. Around 0% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 35/100. At $36,063, median income runs below typical U.S. levels.

On the whole, 40824 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.