ZIP 40830 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 40830 (Harlan County, Kentucky) at a low 23/100 for overall property distress. Property-level stress concentrates in institutional ownership (63/100), structural risk (50/100). Environmental exposure also runs high (FEMA disaster exposure (89/100), flood (NFIP) exposure (69/100), climate & FEMA risk (61/100)). Structural exposure scores 50 and live distress 0 on the 0–100 scale.

The market reads expansion — home values rose 5.3% year on year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 148 housing units. 100% of housing is owner-occupied. Roughly 49.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 7% bachelor's-or-above. About 255 people live here, median age 64. On demographic stress specifically, 40830 scores 34/100. Households earn a median $25,536 — below the roughly $78,000 national figure. Vacancy runs 26.1%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 40830 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 40830 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 40830's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 40830 shows blanks, not estimates, wherever the record is sparse.

The 23/100 figure for 40830 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 40830 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.