ZIP 40829 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 40829 (Harlan County, Kentucky) returns a low composite of 23/100. Its standout signals are institutional ownership (63/100), structural risk (50/100). Structural risk reads 50/100 against active distress of 0/100. Climate and flood risk are elevated too — FEMA disaster exposure (89/100), flood (NFIP) exposure (69/100), climate & FEMA risk (61/100).

The expansion-phase market in 40829 posted values that rose 5.3% over the year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 50% owner-occupied to 50% rented. 0.0% of residents fall below the poverty threshold. Population is roughly 24. About 0% have a four-year degree. The vacancy rate is 0.0%. The demographic-stress sub-score lands at 30/100. There are about 40 housing units across 40829.

Broadly, 40829 is a steadier market — the deals are the exceptions, not the rule. While 40829 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 40829 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 40829 shows as blanks, never estimates, and the score updates on every fresh public filing.

40829's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 40829 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.