ZIP 40843 Foreclosure, Tax-Lien & Distress Report

In Harlan County, Kentucky, ZIP 40843 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (89/100), flood (NFIP) exposure (69/100), climate & FEMA risk (61/100)). On the structural side it scores 50/100, with 0/100 of stress already active. The sharpest non-environmental signals are institutional ownership (63/100), structural risk (50/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

68 residents call 40843 home, typically aged 63. Around 3% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 36/100. The vacancy rate is 0.0%. Owners hold 100% of homes, renters 0%. 42.6% of residents fall below the poverty threshold. The ZIP holds roughly 18 housing units.

Taken together, 40843 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 40843 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 40843 stays directly comparable to neighboring ZIPs and the rest of Harlan County, Kentucky. Every figure is auditable to a public dataset and refreshed on ingest; 40843 shows blanks, not estimates, wherever the record is sparse.

Each component behind 40843 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. The point of the 40843 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.