ZIP 40902 Foreclosure, Tax-Lien & Distress Report

Bell County, Kentucky's ZIP 40902 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (66/100), institutional ownership (64/100), construction/permit lag (59/100). Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (73/100), climate & FEMA risk (63/100)). The latent-versus-live split is 66/100 structural and 0/100 already moving.

The peak-phase market in 40902 posted values that rose 4.5% over the year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 0% of renters are cost-burdened. Around 0% of adults hold a bachelor's degree or higher. The poverty rate is 39.7% — high, a tax-stress and distress correlate. The vacancy rate is 24.6% — elevated. The demographic-stress sub-score lands at 37/100. Population is roughly 696 with a median age of 57. The ZIP holds roughly 281 housing units. 55% of housing is owner-occupied.

On the whole, 40902 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.