ZIP 40940 Property Distress & Foreclosure Data

In Bell County, Kentucky, ZIP 40940 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (58/100), institutional ownership (56/100), construction/permit lag (55/100). On the structural side it scores 58/100, with 0/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), climate & FEMA risk (61/100).

The market reads peak — home values rose 4.5% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 40940 scores 30/100. Households earn a median $19,567 — below the roughly $78,000 national figure. Roughly 22.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 0% have a four-year degree. Around 0% of renters are cost-burdened. The vacancy rate is 55.1% — elevated. The ZIP holds roughly 392 housing units. The tenure split is 80% owner-occupied to 20% rented. About 388 people live here, median age 37.

Net-net, 40940 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.