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ZIP 40940 Foreclosure, Tax-Lien & Distress Report

Bell County, Kentucky · High Vacancy market

Composite property distress in 40940 (Bell County, Kentucky) lands at 26/100 — low on DLRadar's public-record scoring. Leading the profile are structural risk (57/100), institutional ownership (54/100), construction/permit lag (53/100). Structural exposure scores 57 and live distress 0 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (61/100).

The peak-phase market in 40940 posted values that rose 4.4% over the year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 30/100. At $19,567, median income runs below typical U.S. levels. The poverty rate is 22.9% — high, a tax-stress and distress correlate. About 0% have a four-year degree. Around 0% of renters are cost-burdened. The vacancy rate is 55.1% — elevated. There are about 392 housing units across 40940. Owners hold 80% of homes, renters 20%. 388 residents call 40940 home, typically aged 37.

On the whole, 40940 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 40940 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 40940 shows blanks, not estimates, wherever the record is sparse.

40940's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 40940 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

26/100
Composite stress
57/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 40940

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk61
9 further distress layers are graded for 40940

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 40940 by the numbers

A live read on 40940: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Each signal above is traceable to an open dataset · methodology

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