ZIP 40995 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 40995 (Knox County, Kentucky) at a low 23/100 for overall property distress. Its standout signals are institutional ownership (60/100), structural risk (50/100). Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (67/100), flood (NFIP) exposure (67/100)). On the structural side it scores 50/100, with 0/100 of stress already active.

Prices here sit in a peak phase: values rose 4.4% over the trailing year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 68 people live here. About 0% have a four-year degree. The demographic-stress sub-score lands at 22/100. 0.0% of residents fall below the poverty threshold. There are about 61 housing units across 40995. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. Owners hold 100% of homes, renters 0%.

Net-net, 40995 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 40995 at the moment; the composite and its components are still built from verifiable public records.

Whether 40995 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40995 can be compared directly against any other ZIP in Knox County, Kentucky or nationwide. The score is rebuilt from public data as it updates, so 40995 reflects the current record instead of a stale or modeled snapshot.

Behind 40995's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 40995 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.