ZIP 42649 Property Distress & Foreclosure Data

Mccreary County, Kentucky's ZIP 42649 registers 12/100 composite distress, which DLRadar reads as minimal. Climate and flood risk are elevated too — FEMA disaster exposure (83/100). On the structural side it scores 23/100, with 6/100 of stress already active. The most distinctive pressure shows up in institutional ownership (45/100), structural risk (23/100), mortgage stress (19/100). structural risk (23/100) and mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,878 residents call 42649 home, typically aged 36. Educational attainment sits at 13% bachelor's-or-above. Home values center near $98,200. Around 44% of renters are cost-burdened. Owners hold 80% of homes, renters 20%. The vacancy rate is 18.0% — elevated. 29.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 37/100. The ZIP holds roughly 939 housing units.

Taken together, 42649 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.