ZIP 42653 Property Distress & Foreclosure Data

Mccreary County, Kentucky's ZIP 42653 registers 12/100 composite distress, which DLRadar reads as minimal. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100). The most distinctive pressure shows up in institutional ownership (45/100), structural risk (23/100), mortgage stress (19/100). By contrast, structural risk (23/100) and mortgage stress (19/100) register low. Structural risk reads 23/100 against active distress of 6/100.

The market reads peak — home values rose 4.7% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $109,200 here, or 2.3 times local income. Households earn a median $45,841 — below the roughly $78,000 national figure. About 3,911 people live here, median age 37. Vacancy runs 30.1%, above the national norm and a classic distress-and-opportunity signal. Roughly 27.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 47% of tenant households. There are about 1,649 housing units across 42653. On demographic stress specifically, 42653 scores 36/100. The tenure split is 75% owner-occupied to 25% rented. About 8% have a four-year degree.

Net-net, 42653 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

12/100
Composite stress
23/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 42653

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk19
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Mccreary County

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