ZIP 42638 Property Distress & Foreclosure Data
DLRadar grades ZIP 42638 (Mccreary County, Kentucky) at a minimal 12/100 for overall property distress. Property-level stress concentrates in institutional ownership (45/100), structural risk (23/100), mortgage stress (19/100). By contrast, structural risk (23/100) and mortgage stress (19/100) register low. On the structural side it scores 23/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100).
The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.
About 0% have a four-year degree. The tenure split is 100% owner-occupied to 0% rented. A median home runs $27,800 here. The ZIP holds roughly 74 housing units. On demographic stress specifically, 42638 scores 42/100. Roughly 36.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 38.1% — elevated. About 300 people live here, median age 57.
Net-net, 42638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 42638
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Mccreary County
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Deterministic. Every signal traces to a public dataset · methodology