ZIP 42638 Foreclosure, Tax-Lien & Distress Report
Mccreary County, Kentucky · High Vacancy market
Composite property distress in 42638 (Mccreary County, Kentucky) lands at 11/100 — minimal on DLRadar's distress scoring. The sharpest non-environmental signals are institutional ownership (45/100), structural risk (22/100), mortgage stress (19/100). On the quiet end sit structural risk (22/100) and mortgage stress (19/100). Latent structural risk is 22/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (75/100).
Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Educational attainment sits at 0% bachelor's-or-above. 100% of housing is owner-occupied. A median home runs $27,800 here. The ZIP holds roughly 74 housing units. DLRadar's demographic-stress index for the area reads 68/100. Roughly 36.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 38.1% — elevated. About 300 people live here, median age 57.
Net-net, 42638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 42638's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 42638, the field stays empty rather than modeled, and fills in as new documents post.
The 11/100 figure for 42638 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 42638 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 42638
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 42638 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Mccreary County ZIPs near 42638
Nearest ZIP codes to 42638
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Keep exploring Kentucky distress
Other reports tied to Mccreary County, Kentucky — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 42638
See who owns each distressed property in 42638, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology