Mccreary County, KY: Foreclosures, Tax Liens & Distressed Properties
Mccreary County, KY, Kentucky: 8 ZIP codes scored, Mccreary County, KY averaging 13/100 (minimal, Mccreary, KY), from 12 to 22. Mccreary County, KY is in its expansion phase (Mccreary, KY confidence 33/100): Mccreary, KY home prices up 5.3% (Mccreary, KY) over twelve months. Mccreary County, KY lender headwind: 10/100.
Highest-scoring Mccreary County, KY ZIPs: 40769 (22/100), 42631 (12/100), 42634 (12/100), 42635 (12/100), 42638 (12/100), 42647 (12/100). Also scored in Mccreary County, KY: 42649, 42653.
Across Mccreary County, KY's scored ZIPs: median home value $83,071, household income $39,750, 18.3% vacancy, 43.2% poverty, 81% owner-occupied, median age 40.7.
Mccreary County, KY insurance distress 38/100 (#1,378 in the US); FEMA hazard 74/100 for Mccreary, KY; 14 federal disaster declarations in Mccreary County, KY since 2023.
1 bank with 3 branches lend in Mccreary County, KY; Mccreary, KY weighted bank stress 48/100.
Mccreary County, KY unemployment 5.7% (Mccreary, KY -0.7 pts, six months).
6,920 housing units in Mccreary County, KY; 1,431 Mccreary, KY renter households; 29% of Mccreary, KY renters spend 30%+ of income on rent, 16% (Mccreary, KY) half or more.
Mccreary County, KY ranks #1,088 nationally on the opportunity index (Mccreary, KY, among all ranked counties); Mccreary, KY scores 30.9/100 and Mccreary, KY sits #72 inside Kentucky. Mccreary, KY is in the watchlist opportunity phase; Mccreary, KY's primary driver is vacancy, Mccreary, KY second driver bank institutional; Mccreary, KY moved up 1,006 places. 3 short-sale listings across Mccreary, KY; 88 days on market observed in Mccreary, KY; 17.9% vacancy over 8 Mccreary, KY ZIPs.
No CFPB county sample covers Mccreary County, KY. The non-metro area reading for Mccreary, KY: 1.1% ninety-plus days late; Mccreary, KY's thirty-to-eighty-nine share is 3.0% (Mccreary, KY, December 2025 data); Kentucky overall 1.0%.
Mccreary County, KY has 1 watched bank; 1 Mccreary, KY bank sits in an elevated band. Mccreary, KY footprints: United Cumberland Bank (3 branches, stress 48) in Mccreary, KY.
HUD lists 1 assisted multifamily property in Mccreary County, KY with 32 units; 32 Mccreary, KY units are assisted, 1 Mccreary, KY properties under project-based Section 8.
1,059 of the 6,920 housing units in Mccreary, KY sit vacant.