Mccreary County, KY: Home-Insurance Distress & Forced-Sale Pressure
Mccreary County, KY: 38/100 (moderate) home-insurance distress; Mccreary, KY band LOW; Mccreary, KY #1,378 of 3,222 counties; Mccreary, KY #111 of 120 in Kentucky; raw Mccreary, KY 44.0; Mccreary, KY coverage multiplier 0.85.
FEMA hazard, Mccreary, KY: 74/100; Mccreary, KY declarations, three years: 14; Mccreary, KY perils: 10 severe-storm; Mccreary, KY five-year count 21 (severity 37.5); Mccreary, KY ten-year 21; hazard-weighted, Mccreary, KY: 10.0.
Declared incidents on the Mccreary, KY record: 2026 Winter Storm 6; 2025 Severe Storm 12 (Mccreary, KY); 2024 Severe Storm 3; 2023 Severe Storm 3 (Mccreary, KY).
NFIP claims, Mccreary, KY, three years: none; Mccreary, KY claim-stress 0/100.
Mccreary, KY monthly score held, 43 (March 2026) to 43 (October 2026); Mccreary, KY by month: March 43, April 43, May 40, June 40 (Mccreary, KY), July 46, August 40, September 39, October 43.
Mccreary, KY components: climate 85; Mccreary, KY retreat index 43; Mccreary, KY climate multiplier 0.85.
Construction distress, Mccreary, KY: 0/100 as of August 2026 (Mccreary, KY: 0/100 one-to-four unit, 1/100 multifamily).
Mccreary, KY ZIPs, June 2026 (Mccreary, KY, 8 highest): score 0 (Mccreary, KY), climate 57 (Mccreary, KY): 40769; score 0 (Mccreary, KY), climate 19 (Mccreary, KY): 42631, 42634, 42635, 42638, Mccreary, KY 42647, 42649, 42653.
DLRadar rescores Mccreary, KY monthly; Mccreary, KY readings join Mccreary, KY foreclosure, lien and ownership parcels (Mccreary, KY), so cost-squeezed Mccreary, KY owners surface before listing.
Inside Kentucky, Mccreary County ranks 111th of 120 counties for home-insurance distress at 38/100; Lyon County (38/100) sits just above Mccreary County, and Monroe County (38/100) sits just below Mccreary County.
Deterministic. Every Mccreary County, KY signal traces to a public Mccreary dataset (FEMA, NFIP, Census for Mccreary, KY) · how insurance distress works in Mccreary, KY · methodology
FAQ: Mccreary County, KY insurance distress
What is the Mccreary County, KY home-insurance-distress score?
Mccreary, KY: 38/100 (LOW), #1,378 of 3,222, #111 in Kentucky. FEMA hazard, Mccreary, KY: 74/100; NFIP stress, Mccreary, KY: 0/100; construction, Mccreary, KY: 0/100; Mccreary, KY rescores monthly.
Is Mccreary County insurance distress getting better or worse (KY)?
Mccreary, KY: 43 in March 2026; Mccreary, KY: 43 in October 2026 (unchanged); Mccreary, KY climate component 85.
Which Mccreary County ZIP codes carry the most insurance distress (KY)?
Mccreary, KY, June 2026: 40769 at 0, 42631 at 0, 42634 at 0, 42635 at 0; Mccreary, KY climate scores there: 57, 19, 19, 19.
Why does Mccreary, KY insurance distress create sellers?
A Mccreary, KY premium outruns the Mccreary, KY budget; a carrier leaves Mccreary, KY; Mccreary, KY carrying cost passes plan; Mccreary, KY owners sell while current; Mccreary, KY insurance distress leads Mccreary, KY foreclosure data.