ZIP 42631 Property Distress & Foreclosure Data

ZIP code 42631 in Mccreary County, Kentucky carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. Structural risk reads 23/100 against active distress of 0/100. What sets it apart are the readings on institutional ownership (45/100), structural risk (23/100). structural risk (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

100.0% of residents fall below the poverty threshold. 36 residents call 42631 home. Vacancy runs 0.0%. There are about 26 housing units across 42631. Owners hold 100% of homes, renters 0%. Educational attainment sits at 0% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 55/100.

Taken together, 42631 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

12/100
Composite stress
23/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 42631

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk19
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Mccreary County

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Deterministic. Every signal traces to a public dataset · methodology