ZIP 42631 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 42631 (Mccreary County, Kentucky) at a minimal 11/100 for overall property distress. Structurally it carries 22/100, against 0/100 of stress already in motion. Property-level stress concentrates in institutional ownership (43/100), structural risk (22/100). structural risk (22/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (78/100).

The expansion-phase market in 42631 posted values that rose 5.3% over the year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 100.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 36 residents call 42631 home. Vacancy runs 0.0%. There are about 26 housing units across 42631. Owners hold 100% of homes, renters 0%. About 0% have a four-year degree. On demographic stress specifically, 42631 scores 55/100.

Taken together, 42631 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 42631 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 42631 read uses the identical public-record model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 42631 stays directly comparable to neighboring ZIPs and the rest of Mccreary County, Kentucky. Sparse data for 42631 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 42631's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 42631 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.