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Clinton County, KY: Foreclosures, Tax Liens & Distressed Properties

Clinton County, KY, Kentucky: 4 ZIP codes scored, Clinton County, KY averaging 14/100 (minimal, Clinton, KY), from 10 to 17. Clinton County, KY is in its expansion phase (Clinton, KY confidence 33/100): Clinton, KY home prices up 5.3% (Clinton, KY) over twelve months. Clinton County, KY lender headwind: 52/100.

Highest-scoring Clinton County, KY ZIPs: 42602 (17/100), 42603 (17/100), 42717 (13/100), 38549 (10/100).

Across Clinton County, KY's scored ZIPs: median home value $127,800, household income $42,857, 26.7% vacancy, 29.5% poverty, 79% owner-occupied, median age 44.5.

Clinton County, KY insurance distress 74/100 (#531 in the US); FEMA hazard 74/100 for Clinton, KY; 14 federal disaster declarations in Clinton County, KY since 2023; 1 Clinton, KY NFIP flood claims, $134K paid.

3 banks with 4 branches lend in Clinton County, KY; Clinton, KY weighted bank stress 64/100, highest 76/100 in Clinton, KY.

Clinton County, KY unemployment 4.9% (Clinton, KY -0.9 pts, six months).

4,850 housing units in Clinton County, KY; 1,036 Clinton, KY renter households; 32% of Clinton, KY renters spend 30%+ of income on rent, 16% (Clinton, KY) half or more.

Clinton County, KY ranks #69 nationally on the opportunity index (Clinton, KY, among all ranked counties); Clinton, KY scores 38.0/100 and Clinton, KY sits #9 inside Kentucky. Clinton, KY is in the strong_buy opportunity phase; Clinton, KY's primary driver is vacancy, Clinton, KY second driver bank institutional; Clinton, KY moved up 256 places. 4 short-sale listings across Clinton, KY; 127 days on market observed in Clinton, KY; 25.3% vacancy over 4 Clinton, KY ZIPs.

No CFPB county sample covers Clinton County, KY. The non-metro area reading for Clinton, KY: 1.1% ninety-plus days late; Clinton, KY's thirty-to-eighty-nine share is 3.0% (Clinton, KY, December 2025 data); Kentucky overall 1.0%.

Clinton County, KY has 2 watched banks; 2 Clinton, KY banks sit in an elevated band. Clinton, KY footprints: First&Farmers Nb Inc (2 branches, stress 57) in Clinton, KY; Monticello Banking Co (1 branch, stress 76) in Clinton, KY.

996 of the 4,850 housing units in Clinton, KY sit vacant.

Expansion
Market phase
5.3%
Clinton, KY HPI YoY
0%
Drawdown
33
Clinton confidence

Clinton County ZIPs ranked by distress

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