Clark County, KY: Foreclosures, Tax Liens & Distressed Properties
Clark County, KY, Kentucky: 4 ZIP codes scored, Clark County, KY averaging 27/100 (low, Clark, KY), from 19 to 32. Clark County, KY is in its expansion phase (Clark, KY confidence 40/100): Clark, KY home prices up 5.9% (Clark, KY) over twelve months. Clark County, KY lender headwind: 45/100.
Highest-scoring Clark County, KY ZIPs: 40509 (32/100), 40515 (31/100), 40391 (27/100), 40353 (19/100).
Across Clark County, KY's scored ZIPs: median home value $273,925, household income $77,181, 6.8% vacancy, 10.9% poverty, 64% owner-occupied, median age 39.2.
Clark County, KY insurance distress 82/100 (#288 in the US); FEMA hazard 78/100 for Clark, KY; 10 federal disaster declarations in Clark County, KY since 2023; 30 Clark, KY NFIP flood claims, $1.0M paid; Clark, KY construction distress 49/100.
9 banks with 14 branches lend in Clark County, KY; Clark, KY weighted bank stress 58/100, highest 71/100 in Clark, KY.
Clark County, KY unemployment 3.7% (Clark, KY -0.5 pts, six months); 163 new housing units permitted in Clark County, KY over twelve months, Clark, KY up 1% from 162; Clark, KY home prices +10.0% a year (Clark, KY) over three years.
16,418 housing units in Clark County, KY; 4,259 Clark, KY renter households; 42% of Clark, KY renters spend 30%+ of income on rent, 15% (Clark, KY) half or more.
Clark County, KY ranks #1,088 nationally on the opportunity index (Clark, KY, among all ranked counties); Clark, KY scores 30.9/100 and Clark, KY sits #72 inside Kentucky. Clark, KY is in the watchlist opportunity phase; Clark, KY's primary driver is bank institutional, Clark, KY second driver construction; Clark, KY moved up 770 places. 24 short-sale listings across Clark, KY; 109 days on market observed in Clark, KY; 7.7% vacancy over 4 Clark, KY ZIPs.
No CFPB county sample covers Clark County, KY. The metro area reading for Clark, KY (Lexington-Fayette, KY): 0.8% ninety-plus days late; Clark, KY's thirty-to-eighty-nine share is 1.3% (Clark, KY, December 2025 data); Kentucky overall 1.0%.
Clark County, KY has 6 watched banks; 6 Clark, KY banks sit in an elevated band. Clark, KY footprints: Traditional Bank Inc (2 branches, stress 71) in Clark, KY; Peoples Exchange Bank (2 branches, stress 66) in Clark, KY; Central Bank&Trust Co (2 branches, stress 56) in Clark, KY.
HUD lists 6 assisted multifamily properties in Clark County, KY with 328 units; 327 Clark, KY units are assisted, 5 Clark, KY properties under project-based Section 8.
1,363 of the 16,418 housing units in Clark, KY sit vacant. Clark County, KY permitted 103 multifamily units in twelve months; Clark, KY's one-to-four unit structures added 60 units in Clark County, KY.