ZIP 40209 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 40209 (Jefferson County, Kentucky) lands at 36/100 — moderate on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (81/100), construction/permit lag (65/100), institutional ownership (64/100). Structurally it carries 81/100, against 0/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (78/100).

The market reads peak — home values rose 3.8% year on year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $127,200 here, or 2.4 times local income. The poverty rate is 20.1% — high, a tax-stress and distress correlate. Households earn a median $52,697 — below the roughly $78,000 national figure. The vacancy rate is 6.3%. The ZIP holds roughly 354 housing units. The demographic-stress sub-score lands at 28/100. Around 14% of renters are cost-burdened. Owners hold 52% of homes, renters 48%. About 6% have a four-year degree. About 571 people live here, median age 39.

On the whole, 40209 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 40209 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 40209 runs through one identical public-record model, so its 36/100 sits on the same scale as every other ZIP in Jefferson County, Kentucky and the nation. 40209 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 40209 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. Treat 40209 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.