ZIP 40209 Property Distress & Foreclosure Data

Jefferson County, Kentucky's ZIP 40209 registers 35/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). The latent-versus-live split is 76/100 structural and 0/100 already moving. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100)).

The peak-phase market in 40209 posted values that rose 3.8% over the year (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $127,200 (2.4× income, relatively affordable). The poverty rate is 20.1% — high, a tax-stress and distress correlate. At $52,697, median income runs below typical U.S. levels. The vacancy rate is 6.3%. The ZIP holds roughly 354 housing units. The demographic-stress sub-score lands at 28/100. Around 14% of renters are cost-burdened. 52% of housing is owner-occupied. Around 6% of adults hold a bachelor's degree or higher. Population is roughly 571 with a median age of 39.

On the whole, 40209 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.