ZIP 40210 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 40210 in Jefferson County, Kentucky comes in at 39, a moderate composite-distress reading. What sets it apart are the readings on structural risk (86/100), construction/permit lag (81/100), institutional ownership (67/100). On the quiet end sit mortgage stress (25/100). Structural risk reads 86/100 against active distress of 7/100. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (85/100).

The market reads peak — home values rose 3.8% year on year, and 26% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 7,041 housing units. About 14,226 people live here, median age 34. Owners hold 41% of homes, renters 59%. Rent burden reaches 33% of tenant households. The vacancy rate is 20.2% — elevated. Educational attainment sits at 10% bachelor's-or-above. 37.1% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 38/100. Households earn a median $35,841 — below the roughly $78,000 national figure. Home values center near $98,700, an affordability ratio of 2.6× — accessible.

On the whole, 40210 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 40210 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 40210 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 39/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 40210, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

40210's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 40210 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.