ZIP 40210 Property Distress & Foreclosure Data

In Jefferson County, Kentucky, ZIP 40210 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). mortgage stress (25/100) stay muted. On the structural side it scores 76/100, with 7/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 26% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 7,041 housing units. 14,226 residents call 40210 home, typically aged 34. Owners hold 41% of homes, renters 59%. Around 33% of renters are cost-burdened. The vacancy rate is 20.2% — elevated. Educational attainment sits at 10% bachelor's-or-above. 37.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 38/100. Median household income is $35,841, below the U.S. median near $78,000. Home values center near $98,700, an affordability ratio of 2.6× — accessible.

Taken together, 40210 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.