ZIP 40218 Property Distress & Foreclosure Data

Jefferson County, Kentucky's ZIP 40218 registers 35/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100)). On the structural side it scores 76/100, with 7/100 of stress already active. The most distinctive pressure shows up in structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (25/100).

The peak-phase market in 40218 posted values that rose 3.8% over the year, and 15% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 13.7%. Population is roughly 33,292 with a median age of 34. At $56,191, median income runs below typical U.S. levels. Around 37% of renters are cost-burdened. The vacancy rate is 6.2%. The demographic-stress sub-score lands at 32/100. Around 29% of adults hold a bachelor's degree or higher. The typical home is worth about $205,300 (3.5× income, relatively affordable). The ZIP holds roughly 14,288 housing units. 51% of housing is owner-occupied.

On balance 40218 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.