ZIP 40222 Property Distress & Foreclosure Data

Jefferson County, Kentucky's ZIP 40222 registers 35/100 composite distress, which DLRadar reads as moderate. Structural risk reads 76/100 against active distress of 7/100. The most distinctive pressure shows up in structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 17% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 7.0%. DLRadar's demographic-stress index for the area reads 28/100. 21,634 residents call 40222 home, typically aged 41. 6.5% of residents fall below the poverty threshold. Owners hold 56% of homes, renters 44%. There are about 10,935 housing units across 40222. Home values center near $363,000, an affordability ratio of 4.3×. Educational attainment sits at 57% bachelor's-or-above. Median household income is $81,623, near the U.S. median near $78,000. Rent burden reaches 29% of tenant households.

Overall, 40222 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.