ZIP 40222 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 40222 in Jefferson County, Kentucky comes in at 39, a moderate composite-distress reading. Structural risk reads 86/100 against active distress of 7/100. The sharpest non-environmental signals are structural risk (86/100), construction/permit lag (81/100), institutional ownership (67/100). On the quiet end sit mortgage stress (25/100). Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (85/100).

The peak-phase market in 40222 posted values that rose 3.8% over the year, and 17% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 7.0%. On demographic stress specifically, 40222 scores 28/100. About 21,634 people live here, median age 41. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. Owners hold 56% of homes, renters 44%. There are about 10,935 housing units across 40222. Home values center near $363,000, an affordability ratio of 4.3×. Educational attainment sits at 57% bachelor's-or-above. Households earn a median $81,623 — near the roughly $78,000 national figure. Around 29% of renters are cost-burdened.

On balance 40222 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 40222 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 40222's 39/100 can be lined up against any neighbor in Jefferson County, Kentucky or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 40222 reflects the current record instead of a stale or modeled snapshot.

40222's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 40222 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.