ZIP 40242 Property Distress & Foreclosure Data

In Jefferson County, Kentucky, ZIP 40242 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100)). Its standout signals are structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (25/100). Structural exposure scores 76 and live distress 7 on the 0–100 scale.

The peak-phase market in 40242 posted values that rose 3.8% over the year, and 17% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $299,600 (3.7× income, relatively affordable). The poverty rate is 7.9%. 69% of housing is owner-occupied. Vacancy runs 3.2%. Population is roughly 11,099 with a median age of 36. The demographic-stress sub-score lands at 28/100. At $79,201, median income runs near typical U.S. levels. Rent burden reaches 43% of tenant households. There are about 5,135 housing units across 40242. Around 48% of adults hold a bachelor's degree or higher.

On balance 40242 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.