ZIP 40291 Property Distress & Foreclosure Data

ZIP code 40291 in Jefferson County, Kentucky carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 76/100 against active distress of 7/100. What sets it apart are the readings on structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 14% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

41,506 residents call 40291 home, typically aged 39. Rent burden reaches 34% of tenant households. Home values center near $276,900, an affordability ratio of 3.2× — accessible. Owners hold 76% of homes, renters 24%. 8.6% of residents fall below the poverty threshold. There are about 17,035 housing units across 40291. Vacancy runs 2.3%. Educational attainment sits at 33% bachelor's-or-above. Median household income is $81,576, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100.

Overall, 40291 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.