ZIP 40047 Foreclosure, Tax-Lien & Distress Report

Bullitt County, Kentucky's ZIP 40047 registers 34/100 composite distress, which DLRadar reads as moderate. Leading the profile are structural risk (76/100), construction/permit lag (71/100), institutional ownership (66/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100), FEMA disaster exposure (85/100), climate & FEMA risk (75/100). Structural risk reads 76/100 against active distress of 7/100.

The market reads peak — home values rose 3.8% year on year, and 16% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 9,261 housing units across 40047. The poverty rate is 4.6% — low. Households earn a median $93,609 — above the roughly $78,000 national figure. About 23,160 people live here, median age 39. About 25% have a four-year degree. Home values center near $279,400, an affordability ratio of 2.8× — accessible. Rent burden reaches 27% of tenant households. The tenure split is 89% owner-occupied to 11% rented. The demographic-stress sub-score lands at 23/100. The vacancy rate is 4.6%.

Overall, 40047 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 40047 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 40047 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40047 can be compared directly against any other ZIP in Bullitt County, Kentucky or nationwide. Where the record is thin for 40047, the field stays empty rather than modeled, and fills in as new documents post.

40047's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 40047 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.