ZIP 40110 Foreclosure, Tax-Lien & Distress Report

Bullitt County, Kentucky's ZIP 40110 registers 34/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (flood (NFIP) exposure (92/100), FEMA disaster exposure (85/100), climate & FEMA risk (77/100)). What sets it apart are the readings on structural risk (76/100), construction/permit lag (71/100), institutional ownership (66/100). By contrast, mortgage stress (23/100) register low. Structural risk reads 76/100 against active distress of 7/100.

The market reads peak — home values rose 3.8% year on year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $172,200 (3.6× income, relatively affordable). The tenure split is 56% owner-occupied to 44% rented. The vacancy rate is 15.9% — elevated. There are about 147 housing units across 40110. 15.1% of residents fall below the poverty threshold. At $46,677, median income runs below typical U.S. levels. About 478 people live here, median age 36. On demographic stress specifically, 40110 scores 29/100. About 12% have a four-year degree. Rent burden reaches 0% of tenant households.

On the whole, 40110 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 40110 is not published yet -- the ZIP-level readings above remain fully sourced.

The 40110 read uses the identical scoring model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 40110 stays directly comparable to neighboring ZIPs and the rest of Bullitt County, Kentucky. Every figure is auditable to a public dataset and refreshed as records update; 40110 shows blanks, not estimates, wherever the record is sparse.

The 34/100 figure for 40110 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 40110 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.