ZIP 40109 Property Distress & Foreclosure Data

Composite property distress in 40109 (Bullitt County, Kentucky) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), FEMA disaster exposure (79/100), climate & FEMA risk (78/100). The sharpest non-environmental signals are institutional ownership (63/100), structural risk (58/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) register low. Structural risk reads 58/100 against active distress of 7/100.

The market reads peak — home values rose 3.8% year on year, and 24% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 89% owner-occupied to 11% rented. Households earn a median $73,350 — near the roughly $78,000 national figure. A median home runs $262,400 here, or 3.3 times local income. Vacancy runs 4.8%. There are about 1,031 housing units across 40109. On demographic stress specifically, 40109 scores 24/100. Rent burden reaches 18% of tenant households. About 17% have a four-year degree. About 2,363 people live here, median age 49. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 40109 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.