ZIP 40165 Property Distress & Foreclosure Data

ZIP code 40165 in Bullitt County, Kentucky carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 57 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100), FEMA disaster exposure (79/100), climate & FEMA risk (77/100). What sets it apart are the readings on institutional ownership (63/100), structural risk (57/100), mortgage stress (23/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 13% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 82% of homes, renters 18%. 11.6% of residents fall below the poverty threshold. Vacancy runs 7.0%. Educational attainment sits at 18% bachelor's-or-above. 38,533 residents call 40165 home, typically aged 42. Median household income is $77,083, near the U.S. median near $78,000. There are about 15,541 housing units across 40165. DLRadar's demographic-stress index for the area reads 30/100. Home values center near $249,600, an affordability ratio of 3.1× — accessible. Rent burden reaches 47% of tenant households.

Overall, 40165 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.