ZIP 40165 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 40165 in Bullitt County, Kentucky comes in at 33, a moderate composite-distress reading. Structural exposure scores 75 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100), climate & FEMA risk (77/100), FEMA disaster exposure (75/100). Its standout signals are structural risk (75/100), construction/permit lag (71/100), institutional ownership (65/100). mortgage stress (23/100) stay muted.

The peak-phase market in 40165 posted values that rose 3.8% over the year, and 13% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

82% of housing is owner-occupied. Roughly 11.6% live below the poverty line. Vacancy runs 7.0%. About 18% have a four-year degree. Population is roughly 38,533 with a median age of 42. At $77,083, median income runs near typical U.S. levels. There are about 15,541 housing units across 40165. The demographic-stress sub-score lands at 30/100. The typical home is worth about $249,600 (3.1× income, relatively affordable). Rent burden reaches 47% of tenant households.

Overall, 40165 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 40165 is not published yet -- the ZIP-level readings above remain fully sourced.

The 40165 read uses the identical scoring model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 40165 stays directly comparable to neighboring ZIPs and the rest of Bullitt County, Kentucky. Where the record is thin for 40165, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 for 40165 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 40165 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.