ZIP 40229 Foreclosure, Tax-Lien & Distress Report

In Jefferson County, Kentucky, ZIP 40229 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. The pressure is most legible in structural risk (78/100), construction/permit lag (66/100), institutional ownership (62/100). By contrast, mortgage stress (24/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (92/100), FEMA disaster exposure (76/100)). On the structural side it scores 78/100, with 7/100 of stress already active.

The peak-phase market in 40229 posted values that rose 3.8% over the year, and 18% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 12.5%. Vacancy runs 3.0%. Around 28% of renters are cost-burdened. About 24% have a four-year degree. There are about 16,163 housing units across 40229. Owners hold 74% of homes, renters 26%. About 40,015 people live here, median age 36. On demographic stress specifically, 40229 scores 26/100. Households earn a median $78,877 — near the roughly $78,000 national figure. Home values center near $215,100, an affordability ratio of 2.5× — accessible.

On balance 40229 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 40229 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 40229's 35/100 can be lined up against any neighbor in Jefferson County, Kentucky or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 40229, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 40229's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 40229 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.