ZIP 40205 Property Distress & Foreclosure Data

ZIP code 40205 in Jefferson County, Kentucky carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). By contrast, mortgage stress (25/100) register low. The latent-versus-live split is 76/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100).

The market reads peak — home values rose 3.8% year on year, and 15% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

Households earn a median $98,990 — above the roughly $78,000 national figure. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. Around 30% of renters are cost-burdened. About 65% have a four-year degree. The tenure split is 74% owner-occupied to 26% rented. The ZIP holds roughly 11,129 housing units. On demographic stress specifically, 40205 scores 24/100. About 24,335 people live here, median age 43. The vacancy rate is 6.7%. A median home runs $375,300 here, or 3.7 times local income.

Net-net, 40205 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.