ZIP 40205 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Kentucky · Distress market
ZIP 40205's composite property-distress score is 39/100 - DLRadar classes that as moderate for Jefferson County, Kentucky. Its heaviest discrete signals: structural risk (86/100), construction/permit lag (81/100), institutional ownership (67/100). On the quiet end sit mortgage stress (25/100). Latent structural risk is 86/100 while live distress already moving reads 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (85/100).
The peak-phase market in 40205 posted values that rose 3.8% over the year, and 15% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $98,990, above the U.S. median near $78,000. 6.1% of residents fall below the poverty threshold. Around 30% of renters are cost-burdened. Educational attainment sits at 65% bachelor's-or-above. The tenure split is 74% owner-occupied to 26% rented. There are about 11,129 housing units across 40205. The demographic-stress sub-score lands at 24/100. 24,335 residents call 40205 home, typically aged 43. Vacancy runs 6.7%. The typical home is worth about $375,300 (3.7× income, relatively affordable).
On balance 40205 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 40205 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 40205's 39/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 40205 reflects the current record instead of a stale or modeled snapshot.
40205's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 40205 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 40205 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 40205 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 40205, drawn from the same report attached to each property.
Jefferson County ZIPs near 40205
Nearest ZIP codes to 40205
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Kentucky distress
Other reports tied to Jefferson County, Kentucky — ZIP, county and statewide.
Open the complete 40205 acquisition file
See who owns each distressed property in 40205, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology