ZIP 40219 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 40219 (Jefferson County, Kentucky) at a moderate 36/100 for overall property distress. Structural exposure scores 81 and live distress 7 on the 0–100 scale. What sets it apart are the readings on structural risk (81/100), construction/permit lag (65/100), institutional ownership (64/100). On the quiet end sit mortgage stress (25/100). It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 19% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 51% of homes, renters 49%. The ZIP holds roughly 16,848 housing units. Rent burden reaches 37% of tenant households. The poverty rate is 17.4% — high, a tax-stress and distress correlate. About 39,107 people live here, median age 35. At $52,271, median income runs below typical U.S. levels. Vacancy runs 4.7%. Educational attainment sits at 20% bachelor's-or-above. A median home runs $204,200 here, or 3.6 times local income. The demographic-stress sub-score lands at 34/100.

Net-net, 40219 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 40219 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 40219's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 40219 reflects the current record instead of a stale or modeled snapshot.

40219's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 40219 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.