ZIP 40219 Property Distress & Foreclosure Data

ZIP code 40219 in Jefferson County, Kentucky carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 76/100 against active distress of 7/100. What sets it apart are the readings on structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 19% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 51% of homes, renters 49%. There are about 16,848 housing units across 40219. Rent burden reaches 37% of tenant households. 17.4% of residents fall below the poverty threshold. 39,107 residents call 40219 home, typically aged 35. Median household income is $52,271, below the U.S. median near $78,000. Vacancy runs 4.7%. Educational attainment sits at 20% bachelor's-or-above. Home values center near $204,200, an affordability ratio of 3.6× — accessible. DLRadar's demographic-stress index for the area reads 34/100.

Overall, 40219 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.