ZIP 40223 Property Distress & Foreclosure Data

ZIP code 40223 in Jefferson County, Kentucky carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100). The latent-versus-live split is 76/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 3.8% year on year, and 18% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

A median home runs $362,500 here, or 3.5 times local income. The vacancy rate is 4.5%. Around 28% of renters are cost-burdened. About 23,264 people live here, median age 42. Households earn a median $97,033 — above the roughly $78,000 national figure. About 58% have a four-year degree. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 40223 scores 24/100. The ZIP holds roughly 10,521 housing units. The tenure split is 72% owner-occupied to 28% rented.

Net-net, 40223 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.