ZIP 40223 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 40223 (Jefferson County, Kentucky) returns a moderate composite of 36/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (78/100)). Structurally it carries 81/100, against 7/100 of stress already in motion. The most distinctive pressure shows up in structural risk (81/100), construction/permit lag (65/100), institutional ownership (64/100). On the quiet end sit mortgage stress (25/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 18% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $362,500 (3.5× income, relatively affordable). Vacancy runs 4.5%. Rent burden reaches 28% of tenant households. 23,264 residents call 40223 home, typically aged 42. Households earn a median $97,033 — above the roughly $78,000 national figure. Educational attainment sits at 58% bachelor's-or-above. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 40223 scores 24/100. There are about 10,521 housing units across 40223. 72% of housing is owner-occupied.

Net-net, 40223 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 40223 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 40223's 36/100 can be lined up against any neighbor in Jefferson County, Kentucky or any ZIP coast to coast. Where the public record is thin for 40223, the field stays empty rather than modeled, and fills in as new documents post.

40223's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 40223 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.