ZIP 40299 Property Distress & Foreclosure Data

Composite property distress in 40299 (Jefferson County, Kentucky) lands at 35/100 — moderate on DLRadar's public-record scoring. Structural risk reads 76/100 against active distress of 7/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100)). The sharpest non-environmental signals are structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (25/100).

The peak-phase market in 40299 posted values that rose 3.8% over the year, and 16% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

74% of housing is owner-occupied. Vacancy runs 3.5%. Population is roughly 41,724 with a median age of 40. Rent burden reaches 29% of tenant households. The typical home is worth about $290,200 (3.2× income, relatively affordable). The poverty rate is 5.7% — low. The demographic-stress sub-score lands at 25/100. Around 41% of adults hold a bachelor's degree or higher. There are about 17,829 housing units across 40299. At $85,419, median income runs near typical U.S. levels.

On balance 40299 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.