ZIP 40013 Property Distress & Foreclosure Data

DLRadar grades ZIP 40013 (Nelson County, Kentucky) at a low 27/100 for overall property distress. Structural risk reads 60/100 against active distress of 7/100. Property-level stress concentrates in institutional ownership (60/100), structural risk (60/100), construction/permit lag (42/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), FEMA disaster exposure (75/100).

The market reads peak — home values rose 3.8% year on year, and 22% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 6,830 people live here, median age 36. The tenure split is 96% owner-occupied to 4% rented. Vacancy runs 3.5%. Rent burden reaches 10% of tenant households. Households earn a median $97,592 — above the roughly $78,000 national figure. There are about 2,644 housing units across 40013. A median home runs $265,300 here, or 2.5 times local income. On demographic stress specifically, 40013 scores 19/100. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. About 28% have a four-year degree.

Net-net, 40013 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.