Nelson County, KY: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Nelson County, Kentucky carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. DLRadar scores 9 ZIPs here, with a mean composite of 24/100. ZIP-level distress ranges from 26/100 at the top down to 15/100. Lender pressure in Nelson County registers 17/100 — a contained bank-stress headwind.

In its peak phase, Nelson County home prices rose 3.8% across the last year (phase confidence 27/100). With pricing topped out, blanket buying underperforms so screen ZIP by ZIP.

With Nelson County flat at +3.8% YoY (27/100 confidence), opportunity is parcel-specific so the headline market won't hand it over. A steady 17/100 bank reading favors owner-driven distress more than bank stock.

By composite, 40004 (26/100), 40013 (26/100), 40020 (26/100), 40107 (26/100), 40008 (25/100), 40012 (25/100) top the county — tap any ZIP to go deeper. Also scored across the county: 40051, 40052, 40037.

Profile-wise, the ZIPs DLRadar tracks across Nelson County report a 9.5% poverty rate, an owner-occupied share of 85%, median home values around $226,114 (below the national figure), 7.3% of units sitting vacant, residents with a median age around 41.9, household income averaging about $69,863, roughly at the national median. Taken together, they shape who sells under pressure and how fast a deal moves.

With a low 24/100 reading over 9 ZIPs, Nelson County rewards parcel-by-parcel work where the ZIP scores point. A DLRadar subscription opens every Nelson County parcel: owner, address and APN, a per-parcel score, lender exposure and exit read.

No county is too small to score: Nelson County, Kentucky runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Nelson County's numbers mean exactly what they mean anywhere else in Kentucky.

Approach Nelson County by rank rather than by average — the 24/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. Every Nelson County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.

The ZIP breakdown for Nelson County leads with 40004 (26/100), 40013 (26/100), 40020 (26/100), 40107 (26/100), 40008 (25/100), 40012 (25/100). DLRadar also scores 40051, 40052, 40037 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Nelson County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.