Nelson County, KY: Foreclosures, Tax Liens & Distressed Properties
Nelson County, KY, Kentucky: 9 ZIP codes scored, Nelson County, KY averaging 23/100 (low, Nelson, KY), from 15 to 26. Nelson County, KY is in its peak phase (Nelson, KY confidence 27/100): Nelson, KY home prices up 3.8% (Nelson, KY) over twelve months. Nelson County, KY lender headwind: 17/100.
Highest-scoring Nelson County, KY ZIPs: 40013 (26/100), 40004 (25/100), 40008 (25/100), 40012 (25/100), 40020 (25/100), 40107 (25/100). Also scored in Nelson County, KY: 40051, 40052, 40037.
Across Nelson County, KY's scored ZIPs: median home value $226,114, household income $69,863, 7.3% vacancy, 9.5% poverty, 85% owner-occupied, median age 41.9.
Nelson County, KY insurance distress 74/100 (#532 in the US); FEMA hazard 63/100 for Nelson, KY; 8 federal disaster declarations in Nelson County, KY since 2023; 24 Nelson, KY NFIP flood claims, $1.1M paid; Nelson, KY construction distress 36/100.
6 banks with 15 branches lend in Nelson County, KY; Nelson, KY weighted bank stress 51/100, highest 63/100 in Nelson, KY.
Nelson County, KY unemployment 4.1% (Nelson, KY -1.2 pts, six months); 245 new housing units permitted in Nelson County, KY over twelve months, Nelson, KY up 15% from 213; Nelson, KY home prices +10.3% a year (Nelson, KY) over three years.
20,330 housing units in Nelson County, KY; 4,270 Nelson, KY renter households; 37% of Nelson, KY renters spend 30%+ of income on rent, 19% (Nelson, KY) half or more.
Nelson County, KY ranks #2,522 nationally on the opportunity index (Nelson, KY, among all ranked counties); Nelson, KY scores 25.8/100 and Nelson, KY sits #115 inside Kentucky. Nelson, KY is in the weak opportunity phase; Nelson, KY's primary driver is bank institutional, Nelson, KY second driver construction; Nelson, KY moved up 423 places. 3 short-sale listings across Nelson, KY; 81 days on market observed in Nelson, KY; 6.4% vacancy over 9 Nelson, KY ZIPs.
No CFPB county sample covers Nelson County, KY. The metro area reading for Nelson, KY (Louisville/Jefferson County, KY-IN): 1.1% ninety-plus days late; Nelson, KY's thirty-to-eighty-nine share is 2.0% (Nelson, KY, December 2025 data); Kentucky overall 1.0%.
Nelson County, KY has 4 watched banks; 4 Nelson, KY banks sit in an elevated band. Nelson, KY footprints: Wilson&Muir Bank&Trust Co (5 branches, stress 50) in Nelson, KY; Town&Country Bank&Trust Co (4 branches, stress 54) in Nelson, KY; Stock Yards Bank&Trust Co (2 branches, stress 51) in Nelson, KY.
HUD lists 6 assisted multifamily properties in Nelson County, KY with 145 units; 144 Nelson, KY units are assisted, 4 Nelson, KY properties under project-based Section 8.
1,180 of the 20,330 housing units in Nelson, KY sit vacant. Nelson County, KY permitted 58 multifamily units in twelve months; Nelson, KY's one-to-four unit structures added 187 units in Nelson County, KY.