ZIP 40012 Property Distress & Foreclosure Data

In Nelson County, Kentucky, ZIP 40012 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), FEMA disaster exposure (76/100). On the structural side it scores 60/100, with 7/100 of stress already active. Its standout signals are institutional ownership (61/100), structural risk (60/100), construction/permit lag (45/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 3.9% over the trailing year (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

13.7% of residents fall below the poverty threshold. The vacancy rate is 0.0%. Median household income is $81,150, near the U.S. median near $78,000. Educational attainment sits at 12% bachelor's-or-above. Owners hold 83% of homes, renters 17%. 885 residents call 40012 home, typically aged 35. The ZIP holds roughly 266 housing units. DLRadar's demographic-stress index for the area reads 26/100. Around 27% of renters are cost-burdened. Home values center near $219,400, an affordability ratio of 2.6× — accessible.

Overall, 40012 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.