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ZIP 40008 Foreclosure, Tax-Lien & Distress Report

Nelson County, Kentucky · Distress market

ZIP code 40008 in Nelson County, Kentucky carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), FEMA disaster exposure (67/100). Its standout signals are institutional ownership (56/100), structural risk (55/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (22/100) register low. Structurally it carries 55/100, against 7/100 of stress already in motion.

The peak-phase market in 40008 posted values that rose 3.8% over the year, and 23% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

3,718 residents call 40008 home, typically aged 49. The tenure split is 84% owner-occupied to 16% rented. Home values center near $224,000, an affordability ratio of 3.4× — accessible. Vacancy runs 9.7%. Around 21% of adults hold a bachelor's degree or higher. The poverty rate is 9.7%. On demographic stress specifically, 40008 scores 32/100. Around 56% of renters are cost-burdened. The ZIP holds roughly 1,802 housing units. Households earn a median $66,438 — below the roughly $78,000 national figure.

Overall, 40008 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 40008 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 40008's 25/100 can be lined up against any neighbor in Nelson County, Kentucky or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 40008, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 for 40008 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 40008 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

25/100
Composite stress
55/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 40008

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk51
40008 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 40008 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Nelson County

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See every distressed parcel in 40008

Every distressed parcel in 40008 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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