ZIP 40008 Property Distress & Foreclosure Data

In Nelson County, Kentucky, ZIP 40008 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (87/100), FEMA disaster exposure (75/100)). Its standout signals are structural risk (61/100), institutional ownership (60/100), construction/permit lag (55/100). On the quiet end sit mortgage stress (22/100). Structural exposure scores 61 and live distress 7 on the 0–100 scale.

The peak-phase market in 40008 posted values that rose 3.8% over the year, and 23% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,718 with a median age of 49. 84% of housing is owner-occupied. The typical home is worth about $224,000 (3.4× income, relatively affordable). Vacancy runs 9.7%. Around 21% of adults hold a bachelor's degree or higher. The poverty rate is 9.7%. The demographic-stress sub-score lands at 32/100. Rent burden reaches 56% of tenant households. There are about 1,802 housing units across 40008. At $66,438, median income runs below typical U.S. levels.

On balance 40008 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.