ZIP 40078 Property Distress & Foreclosure Data

Composite property distress in 40078 (Washington County, Kentucky) lands at 24/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (92/100), flood (NFIP) exposure (82/100). On the structural side it scores 55/100, with 8/100 of stress already active. The sharpest non-environmental signals are institutional ownership (68/100), construction/permit lag (56/100), structural risk (55/100). mortgage stress (25/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 16% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

17.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 34/100. Median household income is $53,750, below the U.S. median near $78,000. Around 62% of renters are cost-burdened. Owners hold 83% of homes, renters 17%. The ZIP holds roughly 989 housing units. Educational attainment sits at 14% bachelor's-or-above. Home values center near $183,400, an affordability ratio of 3.0× — accessible. The vacancy rate is 10.7%. 2,777 residents call 40078 home, typically aged 33.

Overall, 40078 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.