ZIP 40020 Property Distress & Foreclosure Data

ZIP code 40020 in Nelson County, Kentucky carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 63/100 against active distress of 0/100. What sets it apart are the readings on structural risk (63/100), institutional ownership (59/100), construction/permit lag (52/100). Environmental exposure also runs high (flood (NFIP) exposure (90/100), FEMA disaster exposure (73/100)).

The peak-phase market in 40020 posted values that rose 3.8% over the year, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $87,951, median income runs above typical U.S. levels. There are about 119 housing units across 40020. The demographic-stress sub-score lands at 15/100. Population is roughly 197 with a median age of 60. Around 7% of adults hold a bachelor's degree or higher. The poverty rate is 1.0% — low. Vacancy runs 0.0%. Rent burden reaches 0% of tenant households. 90% of housing is owner-occupied.

On balance 40020 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

28/100
Composite stress
63/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 40020

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk58
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Nelson County

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