ZIP 40004 Property Distress & Foreclosure Data

DLRadar grades ZIP 40004 (Nelson County, Kentucky) at a low 28/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), FEMA disaster exposure (73/100). Property-level stress concentrates in structural risk (63/100), institutional ownership (59/100), construction/permit lag (52/100). By contrast, mortgage stress (22/100) register low. Structural exposure scores 63 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 3.8% year on year, and 21% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 13,130 housing units across 40004. The tenure split is 72% owner-occupied to 28% rented. About 30,345 people live here, median age 41. About 25% have a four-year degree. On demographic stress specifically, 40004 scores 29/100. Vacancy runs 5.1%. Rent burden reaches 36% of tenant households. Households earn a median $64,222 — below the roughly $78,000 national figure. A median home runs $242,200 here, or 3.5 times local income. Roughly 10.2% live below the poverty line.

Net-net, 40004 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.