ZIP 40010 Property Distress & Foreclosure Data

Oldham County, Kentucky's ZIP 40010 registers 33/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), FEMA disaster exposure (79/100), climate & FEMA risk (64/100). The latent-versus-live split is 74/100 structural and 7/100 already moving. The most distinctive pressure shows up in construction/permit lag (80/100), structural risk (74/100), institutional ownership (63/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values rose 3.8% year on year, and 40% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

Households earn a median $156,736 — above the roughly $78,000 national figure. A median home runs $591,500 here, or 3.1 times local income. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 0.0%. Around 0% of renters are cost-burdened. On demographic stress specifically, 40010 scores 17/100. About 55% have a four-year degree. About 660 people live here, median age 35. The tenure split is 80% owner-occupied to 20% rented. The ZIP holds roughly 223 housing units.

Net-net, 40010 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.