ZIP 40006 Foreclosure, Tax-Lien & Distress Report

ZIP 40006's composite property-distress score is 15/100 - DLRadar classes that as low for Trimble County, Kentucky. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), FEMA disaster exposure (71/100). Leading the profile are institutional ownership (58/100), structural risk (34/100), mortgage stress (23/100). By contrast, structural risk (34/100) and mortgage stress (23/100) register low. The split runs 34/100 structural to 7/100 active on the ground.

The expansion-phase market in 40006 posted values that rose 5.3% over the year, and 28% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

4,900 residents call 40006 home, typically aged 46. A median home runs $181,700 here, or 3.0 times local income. Around 42% of renters are cost-burdened. 87% of housing is owner-occupied. The vacancy rate is 10.3%. At $60,244, median income runs below typical U.S. levels. The ZIP holds roughly 2,203 housing units. The poverty rate is 19.1% — high, a tax-stress and distress correlate. On demographic stress specifically, 40006 scores 31/100. Educational attainment sits at 17% bachelor's-or-above.

Overall, 40006 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 40006 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 40006 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 40006, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 15/100 figure for 40006 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 40006 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.