ZIP 41045 Property Distress & Foreclosure Data

Composite property distress in 41045 (Carroll County, Kentucky) lands at 23/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), FEMA disaster exposure (73/100). The sharpest non-environmental signals are construction/permit lag (64/100), institutional ownership (58/100), structural risk (54/100). By contrast, mortgage stress (23/100) register low. Structural exposure scores 54 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 4.6% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,222 people live here, median age 49. The tenure split is 76% owner-occupied to 24% rented. A median home runs $183,300 here, or 3.0 times local income. There are about 602 housing units across 41045. About 12% have a four-year degree. Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 41045 scores 37/100. Rent burden reaches 71% of tenant households. Vacancy runs 19.9%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $57,381 — below the roughly $78,000 national figure.

Net-net, 41045 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.