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ZIP 47020 Foreclosure, Tax-Lien & Distress Report

Switzerland County, Indiana · Affordable market

ZIP 47020's composite property-distress score is 18/100 - DLRadar classes that as low for Switzerland County, Indiana. Its standout signals are institutional ownership (47/100), construction/permit lag (44/100), structural risk (42/100). mortgage stress (21/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100). The latent-versus-live split is 42/100 structural and 6/100 already moving.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 0% of renters are cost-burdened. The typical home is worth about $161,700 (1.8× income, relatively affordable). 7.5% of residents fall below the poverty threshold. Around 7% of adults hold a bachelor's degree or higher. At $66,047, median income runs below typical U.S. levels. There are about 512 housing units across 47020. On demographic stress specifically, 47020 scores 19/100. About 1,164 people live here, median age 39. Vacancy runs 5.2%. Owners hold 84% of homes, renters 16%.

On balance 47020 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 47020 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 47020 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 47020 reflects the current record instead of a stale or modeled snapshot.

The 18/100 for 47020 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 47020 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

18/100
Composite stress
42/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 47020

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk13
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 47020 distress snapshot

The live 47020 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in Switzerland County

More distress data near 47020

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Every distressed parcel in 47020 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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