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Where stress is building, how the cycle is turning, and what is live now.

ZIP 47038 Foreclosure, Tax-Lien & Distress Report

Switzerland County, Indiana · High Vacancy market

Scored purely from public records, 47038 (Switzerland County, Indiana) returns a low composite of 18/100. On the structural side it scores 42/100, with 6/100 of stress already active. The most distinctive pressure shows up in institutional ownership (47/100), construction/permit lag (44/100), structural risk (42/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100).

The market reads expansion — home values rose 5.1% year on year (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 800 people live here, median age 52. The typical home is worth about $116,300 (2.5× income, relatively affordable). Vacancy runs 32.7%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 6% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 31/100. Households earn a median $47,941 — below the roughly $78,000 national figure. 84% of housing is owner-occupied. 36.1% of residents fall below the poverty threshold. There are about 652 housing units across 47038. Rent burden reaches 14% of tenant households.

Net-net, 47038 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 47038 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 47038 can be compared directly against any other ZIP in Switzerland County, Indiana or nationwide. Sparse data for 47038 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 18/100 for 47038 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 47038 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

18/100
Composite stress
42/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 47038

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk13
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

47038 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 47038, the same set carried on every parcel.

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Switzerland County ZIPs near 47038

Related reports across Switzerland County, Indiana

Further distress data across Switzerland County, Indiana at ZIP, county and state level.

Open the complete 47038 acquisition file

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Deterministic scoring, sourced entirely from public data · methodology

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