ZIP 47038 Property Distress & Foreclosure Data

In Switzerland County, Indiana, ZIP 47038 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 46/100 against active distress of 6/100. Its standout signals are institutional ownership (53/100), construction/permit lag (49/100), structural risk (46/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), FEMA disaster exposure (64/100).

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, at 31/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

800 residents call 47038 home, typically aged 52. The typical home is worth about $116,300 (2.5× income, relatively affordable). Vacancy runs 32.7%, above the national norm and a classic distress-and-opportunity signal. Around 6% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 31/100. At $47,941, median income runs below typical U.S. levels. 84% of housing is owner-occupied. The poverty rate is 36.1% — high, a tax-stress and distress correlate. There are about 652 housing units across 47038. Rent burden reaches 14% of tenant households.

Taken together, 47038 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.