ZIP 40045 Property Distress & Foreclosure Data

DLRadar grades ZIP 40045 (Trimble County, Kentucky) at a low 26/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), FEMA disaster exposure (73/100). On the structural side it scores 61/100, with 7/100 of stress already active. Property-level stress concentrates in construction/permit lag (100/100), structural risk (61/100), institutional ownership (58/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 30% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,605 housing units. 5.6% of residents fall below the poverty threshold. Around 19% of renters are cost-burdened. Educational attainment sits at 14% bachelor's-or-above. Owners hold 82% of homes, renters 18%. DLRadar's demographic-stress index for the area reads 23/100. 3,118 residents call 40045 home, typically aged 42. Home values center near $174,700, an affordability ratio of 2.0× — accessible. Median household income is $72,222, near the U.S. median near $78,000. The vacancy rate is 20.3% — elevated.

Taken together, 40045 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.