Trimble County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Trimble County, Kentucky? DLRadar grades every Trimble County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Trimble County breakdown.
- Trimble County's most distressed ZIP is 40055 at 23/100.
- 5 ZIP codes tracked in Trimble County, averaging 17/100 distress.
- Trimble County reads expansion — home values up 5.3% year over year.
- Vacancy runs 12.5% across Trimble County's tracked ZIPs, with a 15% poverty rate.
- The typical Trimble County home is worth about $194,380 against a ~$64,513 median income.
- Lending headwind in Trimble County sits at 73/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 40055 | 23/100 |
| 2 | 40011 | 19/100 |
| 3 | 41008 | 16/100 |
| 4 | 40045 | 15/100 |
| 5 | 40006 | 14/100 |
Most distressed ZIP codes in Trimble County (composite distress 0-100, 2026)
What is driving Trimble County distress
Trimble County's placement in the national index rests on public filings — a 17/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Trimble County market phase and pricing
Phase for Trimble County: expansion (+5.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Trimble County
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Frequently asked questions
Which ZIP code leads Trimble County on distress?
ZIP 40055 leads Trimble County at 23/100, recomputed monthly from public records.
What stage of the price cycle is Trimble County at?
Trimble County reads expansion, with home prices up 5.3% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Trimble County data sourced?
Every Trimble County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 5 Trimble County ZIP codes that it runs on every other U.S. county, so Trimble County's numbers are directly comparable to any other market.
How much do distress scores vary between Trimble County ZIP codes?
A single county score papers over real variation. Across the Trimble County ZIPs DLRadar ranks, scores run from 23/100 in 40055 down to 14/100 in 40006, against a Trimble County average of 17/100. Because the gap runs to 9 points, Trimble County rewards ZIP-level precision.
What do Trimble County home values and vacancy say about distressed supply?
The typical Trimble County home carries about $194,380 of value against a median household income near $64,513. Vacancy across Trimble County's tracked ZIPs runs 12.5% and the poverty rate is 15%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Trimble County's foreclosure and lien filings and its 73/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.