Trimble County, KY: Home-Insurance Distress & Forced-Sale Pressure
Trimble County, KY: 72/100 (severe) home-insurance distress; Trimble, KY band MEDIUM; Trimble, KY #589 of 3,222 counties; Trimble, KY #70 of 120 in Kentucky; raw Trimble, KY 69.0.
FEMA hazard, Trimble, KY: 63/100; Trimble, KY declarations, three years: 8; Trimble, KY perils: 6 severe-storm; Trimble, KY five-year count 15 (severity 27.0); Trimble, KY ten-year 15; hazard-weighted, Trimble, KY: 6.0.
Declared incidents on the Trimble, KY record: 2026 Winter Storm 3; 2025 Severe Storm 9 (Trimble, KY); 2023 Severe Storm 3 (Trimble, KY).
NFIP claims, Trimble, KY, three years: 8; Trimble, KY payouts $377,103; per Trimble, KY claim $47,138; Trimble, KY claim-stress 84/100.
Trimble, KY monthly score fell, 78 (March 2026) to 77 (October 2026); Trimble, KY by month: March 78, April 78, May 75, June 75 (Trimble, KY), July 82, August 72, September 72, October 77.
Trimble, KY components: climate 72, NFIP claims 84; Trimble, KY retreat index 77.
Construction distress, Trimble, KY: 14/100 as of August 2026 (Trimble, KY: 87/100 one-to-four unit, 0/100 multifamily).
Trimble, KY ZIPs, June 2026 (Trimble, KY, 5 highest): score 0 (Trimble, KY), climate 24 (Trimble, KY): 40055; score 0 (Trimble, KY), climate 21 (Trimble, KY): 41008; score 0 (Trimble, KY), climate 16 (Trimble, KY): 40011; score 0 (Trimble, KY), climate 13 (Trimble, KY): 40045; score 0 (Trimble, KY), climate 10 (Trimble, KY): 40006.
DLRadar rescores Trimble, KY monthly; Trimble, KY readings join Trimble, KY foreclosure, lien and ownership parcels (Trimble, KY), so cost-squeezed Trimble, KY owners surface before listing.
Inside Kentucky, Trimble County ranks 68th of 120 counties for home-insurance distress at 72/100; Fayette County (72/100) sits just above Trimble County, and Pendleton County (71/100) sits just below Trimble County.
Deterministic. Every Trimble County, KY signal traces to a public Trimble dataset (FEMA, NFIP, Census for Trimble, KY) · how insurance distress works in Trimble, KY · methodology
FAQ: Trimble County, KY insurance distress
What is the Trimble County, KY home-insurance-distress score?
Trimble, KY: 72/100 (MEDIUM), #589 of 3,222, #70 in Kentucky. FEMA hazard, Trimble, KY: 63/100; NFIP stress, Trimble, KY: 84/100; construction, Trimble, KY: 14/100; Trimble, KY rescores monthly.
Is Trimble County insurance distress getting better or worse (KY)?
Trimble, KY: 78 in March 2026; Trimble, KY: 77 in October 2026 (better); Trimble, KY climate component 72; Trimble, KY NFIP claims score 84.
How many flood-insurance claims has Trimble County, KY had?
Trimble, KY: 8 NFIP claims, three years; Trimble, KY paid $377,103; per Trimble, KY claim $47,138; carriers reprice Trimble, KY against that record.
Which Trimble County ZIP codes carry the most insurance distress (KY)?
Trimble, KY, June 2026: 40055 at 0, 41008 at 0, 40011 at 0, 40045 at 0; Trimble, KY climate scores there: 24, 21, 16, 13.
Why does Trimble, KY insurance distress create sellers?
A Trimble, KY premium outruns the Trimble, KY budget; a carrier leaves Trimble, KY; Trimble, KY carrying cost passes plan; Trimble, KY owners sell while current; Trimble, KY insurance distress leads Trimble, KY foreclosure data.