ZIP 47138 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Indiana · High Vacancy market
Jefferson County, Indiana's ZIP 47138 registers 22/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100). The latent-versus-live split is 51/100 structural and 4/100 already moving. Leading the profile are construction/permit lag (66/100), structural risk (51/100), institutional ownership (38/100). On the quiet end sit institutional ownership (38/100) and mortgage stress (15/100).
The market reads peak — home values rose 4.7% year on year, and 15% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
On demographic stress specifically, 47138 scores 20/100. 2.9% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. Educational attainment sits at 13% bachelor's-or-above. Households earn a median $73,777 — near the roughly $78,000 national figure. There are about 1,990 housing units across 47138. The tenure split is 90% owner-occupied to 10% rented. 4,646 residents call 47138 home, typically aged 41. The vacancy rate is 18.0% — elevated. Home values center near $201,800, an affordability ratio of 2.5× — accessible.
Net-net, 47138 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 47138 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 47138 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Jefferson County, Indiana and the nation. Nothing here is interpolated — where a source is thin for 47138, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 47138 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Practically, 47138 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 47138
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 47138 distress snapshot
The live 47138 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Jefferson County
Related reports across Jefferson County, Indiana
Further distress data across Jefferson County, Indiana at ZIP, county and state level.
Get the full acquisition report for 47138
See who owns each distressed property in 47138, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology