ZIP 47138 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Indiana's ZIP 47138 registers 22/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100). The latent-versus-live split is 51/100 structural and 4/100 already moving. Leading the profile are construction/permit lag (59/100), structural risk (51/100), institutional ownership (41/100). On the quiet end sit mortgage stress (15/100).

The market reads peak — home values rose 4.7% year on year, and 15% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 47138 scores 20/100. 2.9% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. Educational attainment sits at 13% bachelor's-or-above. Households earn a median $73,777 — near the roughly $78,000 national figure. There are about 1,990 housing units across 47138. The tenure split is 90% owner-occupied to 10% rented. 4,646 residents call 47138 home, typically aged 41. The vacancy rate is 18.0% — elevated. Home values center near $201,800, an affordability ratio of 2.5× — accessible.

Net-net, 47138 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 47138 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 47138 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Jefferson County, Indiana and the nation. Nothing here is interpolated — where a source is thin for 47138, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 47138 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Practically, 47138 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.