ZIP 47138 Property Distress & Foreclosure Data

DLRadar grades ZIP 47138 (Jefferson County, Indiana) at a low 21/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100). The latent-versus-live split is 49/100 structural and 4/100 already moving. Property-level stress concentrates in construction/permit lag (62/100), structural risk (49/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (15/100) register low.

The market reads expansion — home values rose 5.3% year on year, and 15% higher over three years (phase confidence 31/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 20/100. 2.9% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. Educational attainment sits at 13% bachelor's-or-above. Median household income is $73,777, near the U.S. median near $78,000. The ZIP holds roughly 1,990 housing units. Owners hold 90% of homes, renters 10%. About 4,646 people live here, median age 41. The vacancy rate is 18.0% — elevated. Home values center near $201,800, an affordability ratio of 2.5× — accessible.

Net-net, 47138 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.