Jefferson County, IN: Foreclosures, Tax Liens & Distressed Properties

Jefferson County, IN, Indiana: 11 ZIP codes scored, Jefferson County, IN averaging 22/100 (low, Jefferson, IN), from 14 to 30. Jefferson County, IN is in its peak phase (Jefferson, IN confidence 26/100): Jefferson, IN home prices up 4.3% (Jefferson, IN) over twelve months. Jefferson County, IN lender headwind: 29/100.

Highest-scoring Jefferson County, IN ZIPs: 47243 (30/100), 47250 (28/100), 47147 (27/100), 47224 (26/100), 47230 (26/100), 47231 (24/100). Also scored in Jefferson County, IN: 47138, 47043, 47170, 47227, 47270.

Across Jefferson County, IN's scored ZIPs: median home value $185,060, household income $62,349, 10.2% vacancy, 14.0% poverty, 79% owner-occupied, median age 41.3.

Jefferson County, IN insurance distress 77/100 (#443 in the US); FEMA hazard 68/100 for Jefferson, IN; 6 federal disaster declarations in Jefferson County, IN since 2023 (4 flood); 42 Jefferson, IN NFIP flood claims, $1.6M paid; Jefferson, IN construction distress 62/100.

4 banks with 9 branches lend in Jefferson County, IN; Jefferson, IN weighted bank stress 52/100, highest 80/100 in Jefferson, IN.

Jefferson County, IN unemployment 3.5% (Jefferson, IN -0.1 pts, six months); 65 new housing units permitted in Jefferson County, IN over twelve months, Jefferson, IN down 26% from 88; Jefferson, IN home prices +9.6% a year (Jefferson, IN) over three years.

14,517 housing units in Jefferson County, IN; 3,883 Jefferson, IN renter households; 36% of Jefferson, IN renters spend 30%+ of income on rent, 13% (Jefferson, IN) half or more.

Jefferson County, IN ranks #1,345 nationally on the opportunity index (Jefferson, IN, among all ranked counties); Jefferson, IN scores 30.0/100 and Jefferson, IN sits #37 inside Indiana. Jefferson, IN is in the early_signal opportunity phase; Jefferson, IN's primary driver is construction, Jefferson, IN second driver vacancy; Jefferson, IN moved down 125 places. 10 short-sale listings across Jefferson, IN; 62 days on market observed in Jefferson, IN; 12.0% vacancy over 11 Jefferson, IN ZIPs.

No CFPB county sample covers Jefferson County, IN. The non-metro area reading for Jefferson, IN: 1.0% ninety-plus days late; Jefferson, IN's thirty-to-eighty-nine share is 3.1% (Jefferson, IN, December 2025 data); Indiana overall 1.0%.

Jefferson County, IN has 2 watched banks; 2 Jefferson, IN banks sit in an elevated band. Jefferson, IN footprints: German American Bank (4 branches, stress 42) in Jefferson, IN; Friendship State Bank (1 branch, stress 80) in Jefferson, IN.

HUD lists 6 assisted multifamily properties in Jefferson County, IN with 329 units; 279 Jefferson, IN units are assisted, 3 Jefferson, IN properties under project-based Section 8.

1,727 of the 14,517 housing units in Jefferson, IN sit vacant. Jefferson County, IN permitted 0 multifamily units in twelve months; Jefferson, IN's one-to-four unit structures added 65 units in Jefferson County, IN.