ZIP 47231 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 47231 (Jefferson County, Indiana) lands at 24/100 — low on DLRadar's distress scoring. Leading the profile are institutional ownership (53/100), structural risk (53/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (15/100). Climate and flood risk are elevated too — FEMA disaster exposure (71/100), flood (NFIP) exposure (64/100). Latent structural risk is 53/100 while live distress already moving reads 4/100.

The peak-phase market in 47231 posted values that rose 4.6% over the year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $50,000, median income runs below typical U.S. levels. There are about 318 housing units across 47231. 70% of housing is owner-occupied. Rent burden reaches 27% of tenant households. The poverty rate is 34.2% — high, a tax-stress and distress correlate. On demographic stress specifically, 47231 scores 32/100. Educational attainment sits at 6% bachelor's-or-above. A median home runs $105,900 here, or 1.9 times local income. About 742 people live here, median age 31. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 47231 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 47231 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 47231 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 47231 can be compared directly against any other ZIP in Jefferson County, Indiana or nationwide. Where the record is thin for 47231, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 figure for 47231 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 47231 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.